Saturday, April 27, 2024

American Express Platinum Review: Luxury Isn't Cheap

amex platinum design

Unfortunately, the card carries a 2.7% foreign transaction fee (see rates and fees). The Platinum card does not impose this fee (see rates and fees), making the Amex Blue Business and Platinum cards an excellent card pairing. Additionally, cardholders who make 30 or more purchases with their card in a billing period earn 50% more points, making the Everyday Preferred a potentially lucrative card for daily expenses.

Art x Platinum

In certain instances (for example, if we cannot instantly authenticate you) you may only be able to use your Instant Card Number at a select merchant until you receive your physical Card. You may not have access to your full credit line until after you confirm receipt of your physical Card. We will mail your physical Card within 3-5 days of account approval. Reservations are available exclusively to eligible American Express Card Members (eligibility varies by event) during the specified sales period.

The Amex EveryDay® Preferred Credit Card

The American Express Gold Card is renowned for its generous rewards structure, particularly its high earning potential in categories like restaurants (worldwide) and U.S. supermarkets. Meanwhile, the American Express Platinum Card offers lucrative rewards for travel-related expenses such as eligible flights and hotels. Both cards earn valuable Membership Rewards points, which are arguably some of the most flexible and valuable points you can earn. When combining the Amex Platinum and Amex Gold cards, cardholders can earn points at an accelerated rate across a wide range of spending categories, catering to both everyday needs and travel. A Walmart+ membership can get you free same-day delivery of groceries from store (where available), free shipping with no order minimum on eligible items shipped by Walmart.

Prepaid hotel booking credit: Up to $200 annually

The artist and a friend created an installation depicting an enormous piece of shit sitting in a puddle of urine on the snow in Marsovo Pole (Field of Mars) as a cheeky take on the city’s poor maintenance. Authorities detained the two pranksters earlier this week and launched a criminal investigation based on a law that prohibits anyone from desecrating dead bodies or their burial places. Though the square is known for its blooming springtime lilacs, it was a burial site for Bolshevik victims of the October Revolution and Russian Civil War in Soviet times. If convicted, the two face up to five years in prison if authorities determine the installation was fueled by political or ideological motives. Once I selected my new card, I was given an arrival date of Jan. 28, 2022.

Learn About Credit Cards

Amex will look at your credit score, income, and other factors when it considers your application. Again, if this is something you'd pay for anyway, these credits could amount to a nice little discount — but keep in mind that Equinox memberships are not cheap. For example, with a 12-month commitment, you'd pay $240 per month for membership at the Rockefeller Center location, and $275 per month if you want access to all U.S. clubs. The downside is that CLEAR® Plus screening is only in select locations, so if the airports you travel through don't participate, this benefit is of little use to you. However, the program is also available at a handful of stadiums, so if you're a sports fan who likes to attend live games, this could end up being a good deal.

However, this approach could be risky as popular offers have occasionally been pulled early. It’s always a good idea to explore whether you can get equal or more value for less spending if you are targeted for a better offer. In addition, keep in mind that, while this is the highest we’ve ever seen this card’s public offer, you may be targeted for even better offers. These targeted offers have recently ranged from 130,000 points to as high as 250,000, tend to come with lower spending requirements and have occasionally provided introductory APR offers as well. As long as you can justify the annual fee, the value of the Business Platinum is exceptionally better. If you spend exclusively in 1X categories to meet the new welcome offer’s requirements, you’ll earn a minimum of 170,000 points (a return of 8.5 percent on your spending).

Amex Platinum card benefits focus on travel perks like airport lounge access, hotel elite status and is promoted as providing over $1,500 in value, including across travel. Meanwhile, the American Express Gold Card offers $10 in monthly Uber Cash (up to $120 per year) and up to another $10 statement credit each month earned toward select dining purchases (annual savings up to $120). Combined, the two cards can help you save on both everyday expenses and travel-related purchases.

The average total value of the program benefits is based on prior year bookings for stays of two nights; the actual value varies. Noon check in and room upgrade are subject to availability and are provided at check in; certain room categories are not eligible for upgrade. The type of experience credit varies by property; the experience credit will be applied to eligible charges up to the amount of the experience credit. Advance reservations are recommended for certain experience credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day.

Amex Platinum vs. Amex Gold

Live: Request Amex Platinum With Artist Redesign - One Mile at a Time

Live: Request Amex Platinum With Artist Redesign.

Posted: Thu, 20 Jan 2022 08:00:00 GMT [source]

Choose your preferred design – Platinum x Kehinde Wiley or Platinum x Julie Mehretu – and American Express will ship out your replacement Card. Your Card number will remain the same and you can continue using your current Platinum Card until you receive and activate your new Card. However, it’s crucial to ensure that you can meet the card’s minimum spending requirement before you submit an application. While the card allows you to carry a balance with the Pay Over Time feature, the interest rate can be steep, and any balance beyond the Pay Over Time limit must be paid in full each month. It’s also a good idea to keep an eye on whether publicly available limited-time offers like this one come with a stated expiration date. If so, you could elect to wait until closer to this date to see if a better offer will populate for you.

That still exists, even though a few competitors in the luxury card category have emerged in recent years, including the Chase Sapphire Reserve® and the Capital One Venture X Rewards Credit Card. When you stack them up against one another, the Amex Platinum shines in ways the others don't. Just log into your American Express online account, and click on the “Account Services” tab. Julie Mehretu, one of the most renowned abstract artists today, created the Platinum x Julie Mehretu, which evokes the abstract modernity for which she is known. This website is using a security service to protect itself from online attacks. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data.

amex platinum design

We will only recommend the products that we believe are the best fit for you, the consumer. If you know of a better deal, or disagree with our reasoning please contact us and if appropriate changes will be made. Not available (at the moment) to Business Platinum (confirmed this myself) or to any other co-branded platinum card product (from what another poster said). If you're an occasional traveler who flies coach and stays at the Holiday Inn, The Platinum Card® from American Express isn't going to magically get you into first class and the presidential suite at the Ritz-Carlton at no extra charge. Keep in mind you won't be eligible for the welcome offer if you already have, or have had, the Amex Platinum Card because of Amex's once-per-lifetime rule.

The card currently earns a $200 statement credit after you spend $2,000 in the first six months of card membership. It’s also packed with practical ongoing benefits, including monthly Disney Bundle credits and Home Chef credits. It’s a great addition to your wallet if you have an Amex Platinum card and want to increase rewards on more common spending categories. Pairing the Amex Platinum with another card offers numerous advantages.

Once you request enrollment within the Marriott Bonvoy at Gold Elite level, American Express will share your enrollment information with Marriott International Inc. Marriott may use this information in accordance with its privacy statement available at marriottbonvoy.com/privacy. You will maintain Gold Elite Status without meeting otherwise required Marriott Bonvoy criteria as long as you remain an eligible American Express Card Member or until American Express notifies you that the benefit is terminated. Marriott Bonvoy member benefits are subject to change, availability and certain eligibility requirements. Reservations booked through third parties and online booking sources are not eligible.

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